If you are faced with debts that you cannot pay, you may be able to wipe out your unsecured debts by filing for Chapter 7 bankruptcy protection. Unsecured debts include credit cards, medical bills, payday loans, repossessions and more.
As soon as you file for Chapter 7, you will be under the protection of the U.S. Bankruptcy Court. In other words, the phone calls from your creditors, collection letters, lawsuits and wage garnishment, must stop immediately.
In most cases, you can keep your home, car and other possessions and you will be debt free in about 4 months. After discharge, you can immediately start re-building your credit, and at BillBusters, we will help you do it.Learn More
If you are behind in your mortgage or car payments, your driver’s license is suspended, your car has been repossessed or impounded or if you have significant tax or child support debt, then Chapter 13 may be the right option for you.
Chapter 13 allows people with steady income to protect their assets with an affordable payment plan.
Filing a Chapter 13 will immediately stop foreclosure, repossession, garnishment, get the boot off, get the car out of impound and even get your suspended driver’s license released. It can reduce your monthly payments and you may pay as little as 1% of your unsecured debt back.Learn More
If you are worried about losing your home, your loan modification attempt was denied and the bank will not return your calls, BillBusters can help. We can defend you in foreclosure court at any stage of the foreclosure process and fight to save your home.
The mortgage companies would rather work out a modification or forbearance agreement instead of litigate the foreclosure. We may be able to negotiate a deferment, principal reduction, reduce the interest rate or a combination of all.
If they do choose to litigate, we will fight them to the end, extending the time that you have to stay in the home for months or even years.Learn More
The BillBusters team is qualified and knowledgeable which will help guide and advise you through the bankruptcy process that is right for you.
BillBusters is the largest minority-owned bankruptcy law firm in the Midwest. With over 100 years of combined experience, we know how bankruptcy can work for you. Our aggressive representation, excellent customer service and legal expertise will help you determine your financial solution.
We have helped over 50,000 people.
Let us help you, too!
from left to right:
George Vogl, Managing Partner;
Ernesto Borges, Senior Partner; Xiaoming Wu and Sara Ledford.