What if I Already Filed for Bankruptcy?

In today's challenging economy, individuals might find themselves in dire financial straits even a few years after filing for bankruptcy protection. Many people believe that filing for bankruptcy is a one-time only safety net provided by the Bankruptcy Code. This is not true. Individuals may file for bankruptcy several times over their lifetimes.

At the Chicago, Illinois, law offices of Ledford, Wu & Borges, LLC, we have extensive experience guiding clients through even the most complex financial matters. Through our experience, we have come to learn that each individual financial situation is unique, so we carefully examine each client's dilemma to develop an effective strategy to get him or her a fresh start.

It is important to remember that you cannot file for Chapter 7 bankruptcy protection if you have filed for Chapter 7 and been discharged within the past 8 years or in most cases, but not all, where you have been discharged from a Chapter 13 bankruptcy within the past 6 years. There are several issues with multiple Chapter 13 filings that require the analysis of an experienced bankruptcy attorney. These can best be discussed through a free consultation at any of our seven office locations. Contact us immediately to learn more about your options.

Experienced Advice From A Skilled Attorney

Even if you have already filed for Chapter 7 bankruptcy, you might still be eligible to file for Chapter 13 bankruptcy and it may make sense to do so. Through Chapter 7, your attorney can help you discharge your unsecured debt and then file a Chapter 13 to develop a payment plan to reduce your secured debt and debt not discharged in Chapter 7.

We understand that all financial situations are different; however, our thorough understanding of bankruptcy law allows us to tailor a solution to your specific needs. Trust us to carefully examine your dilemma and help you move — through bankruptcy — to a stable financial future.

Personal Service From a Skilled Lawyer

Find out if bankruptcy is the right option for you. Call 312-574-3327 or contact our offices by e-mail to discuss your options during a free consultation with an attorney

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.