Debts That Cannot Be Discharged in Chapter 7

Chapter 7 bankruptcy, also known as a liquidation, will discharge your qualifying debt upon completion of the bankruptcy process. Some debts, however, cannot be discharged in a Chapter 7 under any circumstances. Most commonly they include:

  • Recent tax debts (less than three years old)
  • Government fines (traffic tickets, etc.)
  • Child support
  • Spousal maintenance (alimony)
  • Guardian ad Litem fees
  • Debt incurred due to fraud
  • Debt related to a death or injury caused by a DUI
  • Criminal restitution

Even if you have some of the above debts, filing for bankruptcy can relieve you of your other, qualifying debts so that you may more easily handle the debts that do not get discharged. An experienced bankruptcy lawyer can help you understand what your financial picture will look like after filing for Chapter 7 bankruptcy so you can make an informed decision.

Contact Us With Questions

Contact our offices online or call 312-574-3327 to speak with an experienced Chicago bankruptcy lawyer. We are ready to help.

Ledford, Wu & Borges, LLC has offices in Downtown Chicago, the South Side of Chicago, Homewood, North Riverside/Berwyn, the Northwest Side and the Southeast Side.