Fair Debt Collection Litigation

While debt collectors may make it sound like all the laws are in their favor, that is not the case. Consumers have a powerful set of laws protecting their rights against abusive and unscrupulous debt collectors. These laws fall under the federal Fair Debt Collection Practices Act (FDCPA).

At Ledford, Wu & Borges, LLC, we represent individuals in lawsuits against creditors who violate debt collection laws. Our attorneys have more than 50 years combined experience handling debt relief issues and are prepared to protect your rights.

Are you being harassed by your creditors? Contact a Chicago lawyer by e-mail or call 312-574-3327 for a free consultation at any of our seven office locations. Our Chicago fair debt collection litigation lawyers are here to help.

Cook County FDCPA Lawyers

If you are being harassed by your creditors, you have a number of legal options at your disposal. The most powerful weapon against creditor harassment is bankruptcy, which will stop them from contacting you and taking debt collection actions against you.

If a creditor has broken the rules in collecting a debt, you may also take direct legal action against the creditor.

Under the FDCPA, debt collectors are prohibited from:

  • Calling repeatedly
  • Calling you at work after you've told them your employer does not approve of such calls
  • Informing someone else (spouse, relative, roommate) about your debt without express written consent
  • Failing to accurately update your credit report
  • Using obscene or abusive language
  • Calling before 8 am or after 9 pm
  • Threatening violence
  • Making false threats

If you feel like your rights have been violated, it is important to have an experienced debt relief lawyer on your side. Our attorneys are well versed in the FDCPA laws and can help you understand and assert your rights.

Contact our law offices online or call 312-574-3327 to speak with an experienced Illinois consumer protection lawyer.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.