Scheduling of the meeting of creditors

If you are filing for personal bankruptcy, it is mandatory that you attend what is referred to as the meeting of creditors. Our staff at Ledford Wu & Borges LLC understand that the bankruptcy process can be confusing and you may have questions as to how this meeting is scheduled.

First, it is important to know that if the federal bankruptcy court chooses a date that you cannot work into your schedule, your case will usually be dismissed. The court will not ask you for information relating to available dates so it’s important to make sure that you keep your schedule as flexible as possible. The court will also charge you a fee of $250 if you miss that appointment. There is no guarantee that the court will be willing to reschedule, but it is possible to submit a continuance request. If the court accepts your request, you will have to pay an additional fee of $250 for the rescheduling.

When you arrive to the meeting, you will need to have a copy of your full bankruptcy petition (your attorney will bring this, if you have legal representation). You will also need your Social Security card, and your state I.D. or driver’s license. This is to verify your identification for the court.

The initial meeting will be fairly short, but yours will not be the only one scheduled and the meeting can be delayed by more than an hour if the trustee assigned to your case is late. During a half-hour period, the court can have anywhere from six to eight separate meetings and there is no order in which those meetings are held. This means that you could be called first or last. For more information about the meeting of creditors, please visit our web page.

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